Vertical Head | Credit Analytics

Job Purpose

Providing analysis and feedback to supervisor and to product, policy, collections, fraud risk teams of the Bank, building scorecards to assess portfolio behaviors

Job Responsibilities(JR) : 6 – 8 Areas

Actionable (4-6)

· Scorecard Building and Modelling

· Managing a suite of products and / or function within the Analytics Team.

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· Ensuring close co-ordination with other functions in the Bank to help achieve specific Key objectives given by the Senior Management which involves Analytics involvement.

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· Driving product risk strategy for all the Retail asset products of the Bank with the help of segmentation, statistical/financial models. Advanced models would need to be developed in partnership with statisticians / external vendors and with the relevant business units. The unit is also responsible for ensuring the successful deployment of these models - whether it is with front end credit appraisal, collections strategy, fraud risk or portfolio monitoring- in...